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See how your contributions can add up

Make informed decisions regarding your retirement

The goal of investing is to put your money to work so it grows over time and helps you meet your future needs. Like most retirement programs, OregonSaves offers a range of funds, from conservative to aggressive. How you choose to invest will depend on your risk tolerance. Remember that when you make any investment, the value of your investments will vary with market conditions. You may wish to speak to a financial advisor for advice on how you should choose to invest.

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How this calculator works

The calculations made with this calculator are not intended to be considered as financial advice, nor are they guarantees. This calculator provides an estimate of your potential retirement savings with a Roth IRA over time. You should not rely on this data as an accurate prediction of your future savings or returns.

This Roth IRA Retirement calculator is based on some assumptions:

  • The assumed inflation rate has been set to 3%.

  • The assumed investment rate of return is 6%.

  • The calculator assumes you will live until you are 90 years old.

  • The calculator assumes you will retire no later than 80 years old.