See how your contributions can add up

Make informed decisions regarding your retirement

The goal of investing is to put your money to work so it grows over time and helps you meet your future needs. Like most retirement programs, OregonSaves offers a range of funds, from conservative to aggressive. How you choose to invest will depend on your risk tolerance. Remember that when you make any investment, the value of your investments will vary with market conditions. You may wish to speak to a financial advisor for advice on how you should choose to invest.

Angular apps will not load in Edit Mode.
Enter Preview Mode to see this application's rendered state.

I am

years old. I plan to retire at age
. I make
per year before taxes. I currently have
in Roth IRA savings. I plan to save
%
of every paycheck. For tax filing purposes, I am
.

Your potential Roth IRA savings for retirement.

Based on your age, annual salary, and expected retirement age, your Roth IRA balance could grow to $499,571 by the time you reach 65. This would provide $2,336.53 every month for 25 years.

Savings by Age
Bar chart with 4 bars.
Savings by Age
The chart has 1 X axis displaying Age.
The chart has 1 Y axis displaying values. Range: 0 to 600000.
End of interactive chart.

How this calculator works

The calculations made with this calculator are not intended to be considered as financial advice, nor are they guarantees. This calculator provides an estimate of your potential retirement savings with a Roth IRA over time. You should not rely on this data as an accurate prediction of your future savings or returns.

This Roth IRA Retirement calculator is based on some assumptions:

  • The assumed inflation rate has been set to 3%.

  • The assumed investment rate of return is 6%.

  • The calculator assumes you will live until you are 90 years old.

  • The calculator assumes you will retire no later than 80 years old.